SUBSTITUTE TRUSTEE'S SALE OF PROPERTY LOCATED AT 9117 GREELY GILMER ROAD POUND, VA 24279

September 24, 2026

NOTICE OF SUBSTITUTE TRUSTEE'S SALE OF 
PROPERTY LOCATED AT
9117 GREELY GILMER ROAD 
POUND, VA 24279 
IN WISE COUNTY, VIRGINIA 
TAX ID NO. 037662
    IN EXECUTION of a Deed of Trust dated the 28th day of May, 2025, Nancy C. Smith, James R. Smith, Sr., James R. Smith, Jr., and Nancy J. Smith conveyed to Leonard D. Rogers, Trustee, the herein described property securing Noteholder principal amount of $52,877.84, which said Deed of Trust is recorded as Instrument Number 202502112, in the Clerk's Office of the Circuit Court for Wise County, Virginia, default having occurred thereunder, and the undersigned having been appointed Substitute Trustee by Instrument No. 202603756, and requested to do so by the Beneficiary, the undersigned Substitute Trustee will offer for sale the following described property at public auction at the Eastern Front Door of the Wise County Courthouse, at 206 E. Main Street, in the Town of Wise, Virginia, on the
21st day of October, 2026, 
at 11:00 A.M.
all the following described property lying and being on Bold Camp Creek, in Roberson Magisterial District of Wise County, Virginia, and being more particularly bounded and described as follows, to-wit:
    Being part of the same property conveyed to Miners Exchange Bank by Deed dated April 20, 2015, and recorded in Wise County Circuit Court Clerk's Office as Instrument No. 201502034. (Currently assessed and described in prior deeds as 1.209 Acres)
    BEING that same property conveyed unto Grantors by Deed dated May 28, 2025, from Miners Exchange Bank, which said Deed is recorded as Instrument Number 202502111, in the Clerk's Office of Wise County, Virginia, reference to which said Deed is hereby made.
    THERE IS ALSO GRANTED to the Grantees the use of any and all easements, rights of ways, roadways, water rights, pipeline rights, sewer systems, including field lines attached thereto, in existence and which lawfully may be used by Grantors, whether by express grant, prescriptive use or otherwise, and which are appurtenant to and part of the use and enjoyment of this particular tract of land.
     THIS DEED IS MADE SUBJECT to any and all existing reservations, easements, conditions, exceptions, restrictions and/or adverse conveyances as the same may lawfully affect the above described property, including a cemetery and access road thereto previously excepted.
   THERE IS ALSO CONVEYED BY THIS INSTRUMENT all buildings, improvements, fixtures, appliances and/or easements, now or hereafter attached to or used in connection with the property herein described. A 1993 Southern Doublewide Manufactured Home is situate on the property and DMV Title has been surrendered making it real property.
   LIENHOLDER RESERVES THE RIGHT TO BID OR TO REJECT ANY BIDS. TO VIEW THIS PROPERTY, CONTACT RENEE RAY AT MINERS EXCHANGE BANK: 276-395-2230.
     TERMS OF SALE: Cash. A deposit of 10% of the sale price in cash or certified check may be required at the time and place of sale with the balance of the sale price to be paid at settlement, to be held within fifteen (15) days from the date of the sale. The property and any improvements thereon shall be sold in "AS IS" condition without any warranties. Buyer shall be responsible for all costs of conveyance, by Special Warranty Deed, including, but not limited to, preparation of the Deed and Grantor's tax. Sale is subject to such additional terms as Trustee may announce at the sale.
    This is an attempt to collect a debt and any information obtained will be used for that purpose.
    Given under my hand this 18th day of September, 2026
GREGORY D. GILBERT TRUSTEE 
FOR FURTHER INFORMATION, CONTACT:
GREGORY D. GILBERT
Attorney at Law
P. O. Box 336
201 E. Main Street 
Wise, VA 24293
(276) 328-5286
OR
Renee Ray
 Collections Mgr 
Miners Exchange Bank
P. O. Box 1197
Coeburn, Virginia 24230
(276) 395-2230
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