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The key to being in-demand your entire career: Be a 'producer'
(BPT) - From January 2010 to February 2013, the average unemployment rate was 8.8 percent, a stark contrast to the average of 5.3 percent from January 2003 to December 2006. Though the unemployment rate - currently at its lowest point since 2009 - has begun to improve, it is a slow recovery; the percentage of unemployed...
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Protecting your paycheck - for today and tomorrow
(BPT) - People insure their homes, their cars and even their vacations without giving it a second thought. But many do not think about insuring their most important asset – their income – from a disability caused by illness or injury. And it’s not just income during working years that is at risk. A disability can also p...
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Cut home entertainment costs without loss of shows
(BPT) - Families are always looking for ways to cut household costs. One area that provides a bit of budget-cutting flexibility is home entertainment costs. Americans are watching more TV than ever before, especially with the development of flat screen sets and high-definition TV (HDTV). Americans spend 34 hours a week...
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Secrets to fear-free social media use
(BPT) - Many Americans love social media, but it scares them, too. While they are reconnecting with old high school classmates, viewing photos of a colleague’s new baby and chatting with a friend about a new job, social media users are also worrying about having their identity stolen from a social media site. That fear...
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Tips for small-business owners making banking choices
(BPT) - From figuring out where to open up a new shop so that it gets great foot traffic to choosing the right employees, all a small-business owner’s decisions are important for the health of their business. Another key consideration for a small business owner is what to do about money – figuring out the best way to make it, how to spend it – and where to manage it. Choosing the right bank to manage your business finances can be one of those important decisions. What should a small-busine...
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Technology can turn $25 into a family giving tradition
Technology has been connecting families for generations. The invention of the phone let us hear voices of loved ones far away, and the creation of the Internet helped us to see them. Today, those same technologies that we’ve used to bring our families closer together are helping us to connect with and support families w...
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How to be the buyer every seller wants to deal with
(BPT) - For years, the real estate market has been a buyer’s world, with ample inventory, fewer qualified buyers, and highly motivated (read: desperate) sellers. This spring, some signs are pointing to a shift back toward a seller’s market . If you’re shopping for a home this spring and summer, chances are you’ll face ...
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Save time and money with easy DIY auto maintenance tips
(BPT) - Vehicles are a big investment for families – usually the second highest valued item in a household after the home itself. While the purchase price for cars, trucks and SUVs keeps going up, the cost of maintenance is holding steady or even dropping for most vehicles. Better materials, sophisticated computers and ...
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Naval ROTC pays for college and guarantees a career following graduation
(BPT) - College students interested in the Navy can focus on their academic careers while eliminating much of the financial burden of paying for school. With more than 160 colleges and universities across the United States offering Naval Reserve Officers Training Corps (NROTC) programs, students have many opportunities ...
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DIY for your IRA: What you should know about self-directing
Ups and downs in the current market and recent corporate and banking scandals have prompted many people to seek ways to have more control over their retirement funds. Self-directed IRAs allow consumers to use their knowledge and expertise to invest in assets beyond stocks, bonds and mutual funds. While self-directed IRA...
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Stretching your summer entertaining dollars
(BPT) - Warm weather is “special occasion” season. Whatever your event – a wedding, graduation party, family reunion or July 4th fete – summer celebrations have one important thing in common. Everyone wants to get the most bang for their buck. Fortunately, from renting tables and chairs and other needed items, to do-...
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Take advantage of tax credits to stretch home improvement dollars
(BPT) - Warm weather heralds home improvement season. It’s also the season of high electric bills as air conditioners hum to life in response to rising temperatures across the country. When you’re making summer upgrades to your home, improvements that make your house more livable and attractive are even more rewarding w...
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